33 articles
The U.S. housing market is showing signs of strain as sellers increasingly outnumber buyers. Elevated mortgage rates and rising inventory are leading to localized price corrections, though a widespread crash similar to 2008 remains unlikely. Analysts anticipate a period of price stagnation or modest declines in 2026.
Canada's housing market correction has seen renters outpace homeowners in wealth accumulation. Analysis from January 2005 to December 2025 shows renters, by investing savings in stocks, built 14% more wealth on average than homeowners.
Rent control policies, intended to ensure affordable housing, may inadvertently lead to vacant units as landlords find it more economically rational to keep properties empty than to rent them at capped rates. This dynamic can result in underutilization of housing stock and market stagnation.
