GENERAL
USA’s Mounting Debt Burden: Household Finances Under Strain as Delinquencies Surge to Record Highs
The U.S. is facing a significant household debt crisis, with total debt hitting a record $18.88 trillion in Q4 2025. Delinquency rates are rapidly rising across all categories, reaching 4.8% overall and alarmingly high for credit cards and student loans, particularly impacting lower-income and younger Americans. This escalating burden, coupled with dwindling personal savings, poses a substantial threat to economic stability.