Widow Fights for Insurance Law Change, Governor Signs Bill

West Virginia Widow Secures Landmark Insurance Law Change in Husband’s Memory

A West Virginia widow’s fight for fairer insurance coverage has resulted in a new state law. Rebecca Tennant battled tirelessly after her late husband, Eric, was denied coverage for a potentially life-extending cancer treatment. Her advocacy, coupled with support from a state lawmaker, has led to a bill that ensures patients approved for one treatment can access recommended alternatives of similar or lesser cost. This victory comes after a year-long struggle that began when Eric was diagnosed with bile duct cancer.

A Fight Against Time and Insurance Denials

When Rebecca and Eric Tennant first spoke with reporters nearly a year ago, Eric was in the midst of a painful battle with bile duct cancer. For four months, the couple faced repeated denials from the state’s employee insurance plan, PEIA, for a treatment his doctor believed could prolong his life. Eric described the waiting as agonizing, stating, “Time means everything.” He and Rebecca remained determined, vowing to fight for the care he needed.

“People should not have to beg to get help, especially for something that they are already paying for.”

Rebecca Tennant

The insurance approval eventually came, but tragically, it was too late. By the time the green light was given, the cancer had spread throughout Eric’s liver. He passed away at home last summer, surrounded by loved ones. His death fueled Rebecca’s resolve to prevent others from enduring similar struggles.

Legislative Push for Patient Choice

Following her husband’s death, Rebecca Tennant partnered with state lawmaker Laura Kimble. Together, they championed legislation aimed at improving insurance coverage for PEIA patients. The proposed bill sought to automatically qualify patients who were approved for one treatment for an alternative, recommended by their doctor, if it cost the same or less. This measure was designed to prevent the kind of delays the Tennants experienced, ensuring timely access to necessary medical care.

Rebecca shared that she discussed this push for change with Eric. He had encouraged her not to be afraid and to continue their fight. The legislation resonated deeply, aiming to honor his memory by protecting others.

Unanimous Passage and Gubernatorial Decision

The bill moved swiftly through the West Virginia legislature, passing with a unanimous vote of 93 ayes and zero nays. However, PEIA attached a note to the bill, estimating it would cost the state approximately $13 million annually. This financial projection placed the final decision in the hands of West Virginia Governor Jim Justice. He was asked about his intentions regarding the bill during an event promoting state tourism.

Governor Justice indicated he was reviewing the bill closely. He acknowledged the need for change, stating, “The first time I heard about this, I knew that we have to make a change.” His comments suggested a leaning towards supporting the legislation.

Governor Signs Bill into Law

In a significant development, Governor Jim Justice has signed the bill into law. In a statement released to NBC News, he explained his decision, emphasizing, “This is about common sense, compassion, and trusting patients and their doctors to make the best decisions for their health.” The governor’s signature marks a profound victory for Rebecca Tennant and a crucial step forward for patient advocacy in West Virginia. Rebecca expressed her belief that Eric would be overjoyed by the support and the outcome of their efforts.

This new law provides a crucial safeguard for PEIA patients, ensuring that medical decisions remain in the hands of patients and their doctors, rather than being solely dictated by insurance company procedures that can delay or deny life-saving treatments. The Tennants’ personal tragedy has transformed into a catalyst for positive, lasting change.

Source: Widow fights for change to law after insurance battle (YouTube)